CanYour Retire?

TRENDS

1. People are living longer - Life expectancy for women is 76 years and men 72;
2. They are marrying and having children later. At retirement age, the childgen are still in
school or university;
3. 70% retirees use up their EPF Money within three years after retiring.

LIVIBG COSTS AND INFLATION

1. Inflation rate is 6% in urban area;
2.3 meals a day at RM20-00 now may cost RM64-00 in 20 years;
3.RM500,0o0 in EPF or bank account for retirement may have the purchasing power of
RM145,053 in 20 years;
4. Medical inflation is 15% each year.

MOST MALAYSIAN DO NOT HAVE FINANCIAL SECURITY

1.Only 5% of Malaysian are prepared for retirement;
2.The said truth is that at 55, most people cannot retire with financial security;
3. Based of EPF 2007 annual report, about 90% of EPF contributors have less than
RM100,000 in their account - not enough to see them through 20 years past retirement.

" NOBODY LIKES TO BE OLD OR POOR, IT IS TERRIBLE TO BE BOTH"

Nobody plan to fail, but they simply failed to plan. We need at plan to assure money in there where we really need it.

" ING SAVING ACCOUNT FOR RETIREMENT + LIFE TIME INCOME"
- ING PREMIER INCOME PLUS 12
(The Plan that lets you earn guaranteed income for the rest of your life)

1. 12 years saving plan to provide individuals such as yourself with a regular source of income up
till the age of 100, so you can live the life you want without worrying about financial burdens
and you can enjoy the protection as well as the income stream up to age 100 yeras.

2. A whole life plan with provide coverage up to age 100. Ir offer a guaranteed annual cash
payment of 6% of your basic sum assured from the end of 12 th policy onwards. With an
affordable premium payable through the policy terms. you can enjoy the protection as well as
the income stream up to age 100.

If you would like to know more details above plan, all you need to do is contact us today at 0197733564, Mr. Law, Financial Services Provider for ING to set up at appointment at your convinence time to understand the full benefits of this plan for you and your family to ensure the the plan fulfills your needs. When you retire, if does not matter how much you earn, what matter most is how much you have saved.